Refinance — Cash to Close & Break-Even

Loan Basics

Costs & Prepaids

Escrows

If “No”, escrows are shown but excluded from cash to close (common when escrows are netted).

Current Loan & Credits

Miscellaneous

Results

$0.00
$0.00
$0.00
$0.00
$0.00 Includes fees + prepaid interest + (escrows if selected).
$0.00 Formula: payoff + total costs − credits − new loan amount.
$0.00
$0.00
$0.00
0 Non-recurring costs ÷ monthly savings. Non-recurring excludes escrows & prepaid interest.
Cash to Close: $0.00

Estimates only. Final figures depend on lender terms, payoffs, per-diem, impound transfers, and local requirements.

Cash to Close:

—

Monthly Savings:

—

Break-Even (Months):

—

Share this Calculator